When you are involved in a personal injury incident, whether you have been injured in a car accident, by medical malpractice, by a defective product, an animal bite or in any other way, there are a lot of questions that you may want to ask.
We have prepared this blog post and many more to come to answer some common questions we hear from our clients. Please note that we have prepared this material for general use and it is not tailored to any particular case or type of case.
WHAT DOES MY PERSONAL INJURY LAWYER NEED TO KNOW ABOUT MY INSURANCE COVERAGE?
Your personal injury lawyer needs to know a lot about insurance coverage to maximize our chances of obtaining a fair recovery for you. If you are involved in a car accident, even if the accident was the fault of the other driver, your lawyer will need a full and complete copy of your insurance policy, including the declarations page that lists the limits of your insurance coverage and the legal language in the policy brochure and its amendments. In some motor vehicle accidents, your lawyer may even need information on insurance policies for other family members or for vehicles in which you were riding.
If your bills are being paid by some form of health or accident insurance, your lawyer will require information about that plan as well, to assess the following:
- What bills the insurance company must pay
- Whether the insurance or self-insured plan has a right to be paid back from any money you may get in settlement of your case.
If you have signed any documents concerning reimbursement of medical casts, your lawyer will need copies of those as well.