There is a misconception that hiring a personal injury attorney complicates insurance claims and costs injured people money that they would otherwise receive as a settlement.
In most cases, however, having an experienced injury attorney increases the value of a settlement and the efficiency with which claims are resolved. That’s because if there is one thing that insurance companies understand, it’s risk. Risk of litigation, risk of trial, and risk of a jury verdict. When someone is represented by an attorney who knows how to document injuries, prove liability, and prepare a case for trial if necessary, insurers are far less likely to make a lowball offer or drag their feet.
An attorney can account for damages that are often overlooked, such as future medical care, lost earning capacity, long-term pain, and the impact injuries have on daily life. Without legal guidance, many people settle before the full effect of their injuries is clear—often for far less than the claim is actually worth.
When Should I Contact an Injury Attorney After an Accident?
The best time to contact a personal injury attorney is immediately after an accident to protect evidence and preserve your rights, even if you’re unsure about pursuing a claim.
Involvement soon after an accident allows an attorney to protect critical evidence, speak to witnesses while memories are fresh, and ensure that medical documentation accurately reflects the seriousness of your injuries. An experienced attorney can help prevent common mistakes, such as giving recorded statements to insurance companies that can later be used against you.
Waiting too long can limit your options because Connecticut's statutes of limitations are strict; missing a deadline can mean losing your right to compensation entirely.
Even if you’re still being treated or don’t yet know the full extent of your injuries, a quick consultation can help you understand your rights and next steps.
Is It Too Late to Hire an Attorney After Talking to Insurance?
No, it is usually not too late to hire an attorney, even if you’ve already spoken with an insurance company or received an initial settlement offer.
Insurance adjusters often move quickly after an accident, hoping to resolve claims before the injured person understands the long-term consequences. Signing paperwork or accepting a settlement, however, can prevent you from making any claim in the future—even if your injuries worsen.
An experienced injury attorney can step in at nearly any point before a final settlement is signed. They can review what has already happened, identify potential issues, and take over communication with insurers so you don’t have to navigate the process alone.
If you feel pressured, uncertain, or uneasy about what the insurance company is offering, that’s often a sign that it’s time to get legal advice.
Final Thoughts
Personal injury cases are about more than paperwork—they’re about protecting your health, finances, and future. Knowing you have legal guidance can give you confidence that you are obtaining the compensation you deserve.
For over 70 years, RisCassi & Davis has represented injured clients throughout Connecticut, helping them navigate small and large injury claims and hold insurance companies accountable.
We understand the laws, insurance coverage issues, and challenges associated with these cases.
We have also received meaningful state and national recognition for our work in this area of the law. If you would like a free consultation with one of our Connecticut injury lawyers, please contact us. There is no obligation.