Middletown Rideshare Accident Lawyers

Helping You with Cases Against Uber & Lyft in Middletown, CT

A rideshare accident can place you in a confusing situation as an injured victim. Are you supposed to sue your rideshare driver, another driver, or the rideshare company? Will any of those parties accept your claim outright and offer a fair settlement instead?

Get the answers, legal guidance, and moral support you need from RisCassi & Davis, P.C.. Our rideshare accident lawyers in Middletown know these complex cases inside and out, so you do not need to stress about the details yourself. Whether your accident occurred on Route 9, along Main Street, or elsewhere, we have the knowledge and experience needed to bring your case toward a fair settlement, no matter what defendants are named in your claim.

You can get a free consultation with our firm. It’s easy – just call (860) 245-2412 to speak with a Middletown rideshare accident attorney.

Who Is Responsible for a Rideshare Accident?

The liable party in a rideshare accident could actually be more than one party. Our rideshare accident attorneys in Middletown can research the details of your crash to figure out who is to blame and why. The goal is to pinpoint liability, so we know that we are filing a claim against the right insurance policy. In doing so, our Middletown Uber/Lyft accident attorneys can eliminate as many delays as possible between you and your recovery.

Parties responsible for a rideshare accident could include:

• Rideshare driver
• Another motorist
• Rideshare company
• Miscellaneous third party

Our Middletown rideshare accident lawyer can thoroughly investigate your case to hold the liable party responsible. Let us manage the legalities so you can focus on recovery.

How Does Rideshare Accident Insurance Work?

Uber and Lyft both maintain large rideshare insurance policies to cover their drivers. The policies are meant to give passengers peace of mind when they accept a fare, as well as put some worries to rest for people who make a living as a rideshare driver. If something goes wrong and a rideshare accident happens, then the policy can be used to pay for damages, but it will not always be an option.

For reference, Uber’s rideshare insurance policy is split into three sections:

• No coverage: If the Uber driver did not have the app open and was not using it when a crash happened, then Uber absolves itself from any liability. You will have to file against that driver’s privately held insurance policy if you were driving and they hit you.
• Some coverage: If the Uber driver was using the app and actively looking for a new fare, then Uber can provide some coverage in certain situations. First, the driver’s insurance must be exhausted, and then Uber’s policy can be used to pay certain unpaid damages, up to a 50/100/25 cap.
• Most coverage: If the Uber driver had accepted a fare or you were in their car as a passenger, then Uber’s full policy should become available. This policy is known for its $1-million bodily injury third-party liability coverage. It also includes uninsured/underinsured motorist (UM/UIM) bodily injury coverage and contingent comprehensive and collision coverage.

There are holes and gray areas in both Uber’s and Lyft’s rideshare insurance policies that could make it more complicated for you to get the coverage you deserve. Even if you are covered, you might still have to fight the company in negotiations, which is yet another thing that our firm can handle for you. As such, it is crucial to work with an experienced Uber accident attorney in Middletown for guidance.

What to Do After a Rideshare Accident in Middletown

The minutes and days after a rideshare crash can feel overwhelming, especially if you are in pain and unsure who will pay your medical bills. Taking a few practical steps can protect both your health and your legal options while you are still in Middletown or being treated at a nearby facility. 

After a rideshare accident, consider these steps:

1. Get to safety and call 911: Move away from traffic if possible and request emergency assistance. A police report can provide important documentation of what happened.
2. Seek medical care: Get evaluated as soon as possible, even if your injuries seem minor. Conditions like concussions and soft tissue injuries may not be immediately obvious.
3. Document the scene: If it is safe, take photos or videos of the vehicles, accident location, road conditions, visible injuries, and nearby landmarks.
4. Collect information: Gather contact details for the rideshare driver, other involved drivers, and witnesses.
5. Save important records: Keep your ride receipt, app screenshots, trip details, driver information, and any messages with the rideshare company.
6. Report the crash through the app: Follow the rideshare platform’s reporting process and preserve any confirmation or correspondence.
7. Be careful with insurance statements: Avoid providing a detailed recorded statement before speaking with a Lyft accident attorney in Middletown who can help protect your rights.

By taking these steps and seeking legal guidance, you can give your rideshare accident attorney in Middletown the information needed to evaluate coverage, determine liability, and begin building your cl

Find Out if You Can Use Uber or Lyft’s Insurance Policy

If you try to go straight through Uber, Lyft, or another rideshare company to get insurance coverage after a crash, you could be in for a difficult time. The company wants to protect itself from liability, which could mean fighting your case top-to-bottom. To prepare for anything, get our Middletown Uber/Lyft accident lawyers on the phone today!

Please dial (860) 245-2412. Our rideshare accident attorneys in Middletown, CT, want to help!

Commonly Asked Questions

How Long Do I Have to File a Rideshare Accident Claim in Connecticut?

In Connecticut, the deadline for filing a rideshare accident claim depends on the type of claim and the parties involved. Personal injury claims are generally subject to a two-year statute of limitations from the date of the accident. Certain exceptions may apply, so speaking with a rideshare accident attorney early can help guard your rights.

What Compensation Is Available After a Rideshare Accident in Connecticut?

Compensation after a rideshare accident depends on your injuries, damages, and available insurance coverage. You may be able to recover costs related to medical treatment, lost wages, property damage, pain and suffering, and future care needs. In more serious cases, compensation may also account for permanent injuries, reduced earning ability, and the long-term impact the accident has on your daily life.