Middletown Rideshare Accident Lawyers

Helping You with Cases Against Uber & Lyft

A rideshare accident can place you in a confusing situation as an injured victim. Are you supposed to sue your rideshare driver, another driver, or the rideshare company? Will any of those parties accept your claim outright and offer a fair settlement instead?

Get the answers, legal guidance, and moral support you need from RisCassi & Davis, P.C. Our rideshare accident lawyers in Middletown know these complex cases inside and out, so you do not need to stress about the details yourself. We have the knowledge and experience needed to bring your case toward a fair settlement, no matter what defendants are named in your claim.

You can get a free consultation with our firm. It’s easy – just call (860) 245-2412 to speak with a Middletown rideshare accident attorney.

Who is Responsible for a Rideshare Accident?

The liable party in a rideshare accident could actually be more than one party. Our rideshare accident attorneys in Middletown can research the details of your crash to figure out who is to blame and why. The goal is to pinpoint liability, so we know that we are filing a claim against the right insurance policy. In doing so, our Middletown Uber/Lyft accident attorneys can eliminate as many delays as possible between you and your recovery.

Parties responsible for a rideshare accident could include:

• Rideshare driver
• Another motorist
• Rideshare company
• Miscellaneous third party

Rideshare Insurance Could Help

Uber and Lyft both maintain large rideshare insurance policies to cover their drivers. The policies are meant to give passengers peace of mind when they accept a fare, as well as put some worries to rest for people who make a living as a rideshare driver. If something goes wrong and a rideshare accident happens, then the policy can be used to pay for damages – but it will not always be an option.

There are holes and gray areas in both Uber’s and Lyft’s rideshare insurance policies that could make it more complicated for you to get the coverage you deserve. Even if you are covered, you might still have to fight the company in negotiations, which is yet another thing that our firm can handle for you.

For reference, Uber’s rideshare insurance policy is split into three sections:

• No coverage: If the Uber driver did not have the app open and was not using it when a crash happened, then Uber absolves itself from any liability. You will have to file against that driver’s privately held insurance policy if you were driving and they hit you.
• Some coverage: If the Uber driver was using the app and actively looking for a new fare, then Uber can provide some coverage in certain situations. First, the driver’s insurance must be exhausted, and then Uber’s policy can be used to pay certain unpaid damages, up to a 50/100/25 cap.
• Most coverage: If the Uber driver had accepted a fare or you were in their car as a passenger, then Uber’s full policy should become available. This policy is known for its $1-million bodily injury third-party liability coverage. It also includes uninsured/underinsured motorist (UM/UIM) bodily injury coverage and contingent comprehensive and collision coverage.

Find Out If You Can Use Uber’s Insurance Policy

If you try to go straight through Uber, Lyft, or another rideshare company to get insurance coverage after a crash, you could be in for a difficult time. The company wants to protect itself from liability, which could mean fighting your case top-to-bottom. To prepare for anything, get our Middletown Uber/Lyft accident lawyers on the phone today!

Please dial (860) 245-2412. We want to help!